Please review the following terms and conditions governing your use of the Razor Risk Technologies web site.

By accessing, using or downloading information or materials from this web site, you agree to be bound by the following terms and conditions

Intellectual Property

The works of authorship (including all information, documents, products, software, logos, graphics, sounds and images) contained in this web site are owned, except as otherwise noted, by Razor Risk Technologies. You may download, view, copy and print the works of authorship from this web site so long as (i) the information is used solely for personal, informational, non-commercial purposes and (ii) the information is not modified or altered in any way (including but not limited to preservation of all copyright and/or trademark notices). Except as expressly provided herein, the works of authorship on this web site may not be copied, reproduced, published, posted, transmitted, displayed, distributed, rented, altered or otherwise used in whole or in part in any manner without the prior express written consent of Razor Risk Technologies.

Any use of software and/or accompanying documentation from this web site is subject to the terms of the software license agreement between you and Razor Risk Technologies. You must read the license agreement and indicate your agreement to be bound by the terms of the agreement prior to installing or using the software. You may not access, download, use or export any software, products, or other materials contained on this web site in violation of the US export laws or regulations. All rights, title and interest not expressly granted are reserved.

Trademarks

Razor, the Razor logo and Razor related marks are trademarks of Razor Risk Technologies in the United States and other countries. For a complete list of Razor Risk Technologies trademarks and usage guidelines, please refer to the Guidelines for Third Parties Using Razor Risk Technologies Trademarks page. . All other company, product or service names referenced in this web site are used for identification purposes only and may be trademarks of their respective owners.

Links To Other Sites

This web site may contain links to other web sites controlled by third parties. Razor Risk Technologies is not responsible for nor does it endorse the content of these other web sites. Disclaimer/Limitations On Liability All information contained on this web site is believed by Razor Risk Technologies to be accurate and reliable. However, because of factors such as human error, mechanical error, and circumstances beyond Razor Risk Technologies' control, the information on this web site may contain inaccuracies, omissions or other errors. All information provided on this web site is "as is" without any warranties. Razor Risk Technologies specifically disclaims all express, implied and statutory warranties of any kind to any users and/or third parties, including warranties of merchantability and fitness for a particular product. Because some states and jurisdictions do not allow the exclusion or limitation of liability, the above limitation may not apply to you.

Razor Risk Technologies shall under no circumstance be liable for any lost profits or lost opportunity, direct, indirect, special or consequential damages incurred by you or any third party, arising from your access to or use of this web site or materials available on this web site.

Governing Law

All matters relating to your access to and use of this web site shall be governed by Australian federal law and/or New South Wales state law. Any legal action or proceeding relating to your use of this web site shall be instituted in a state or federal court in Sydney, New South Wales. You and Razor Risk Technologies agree to submit to the exclusive jurisdiction of competent courts in New South Wales in Australia and also agree that venue is proper in these courts.

Legal Contact

If you have any questions concerning privacy issues or legal matters, including licenses, trademarks, copyrights, patents and other general legal issues, please contact the Razor Risk Technologies Legal Department by e-mail at legal@razor-risk.com.